JACINTH offers business loans to small and micro enterprises to improve and grow their businesses, creating job opportunities by providing much needed funding to scale these promising businesses. The sector comprises of numerous small manufacturing units, shopkeepers, fruits / vegetable vendors, truck and taxi operators, food-service units, repair shops and many more.
The applicant must provide requested information regarding his/her personal details and the business details such as sales, cash flows, assets and liabilities in the prescribed appraisal cum application format.
Applicant and the Co-Applicant must produce self-attested photo copies of any one of the following Identity and address proofs
Note: Any utility bill that collected as address proof must be recent i.e. should not exceed 2 months from the date of issue. In case of Property tax bill, it should not exceed 6 months.
Applicant has to provide valid business license copy that has been obtained from local registering authorities such as Municipal Corporation etc.
If the applicant runs the business in rented premises and has entered into a rent agreement with the landlord/owner of the premises, then he/she has to provide the photo copy of the rental agreement.
Applicant should provide recent 6 months bank statement relating to the active bank account. In case of submission of the photocopies of bank passbook, banker’s seal is mandatory on photo copies.